Features Crypto News by Thebittimes.Com

Decentralized Credit and Underwriting: Revolutionizing Access to Capital in Emerging Markets! In the evolving landscape of decentralized finance (DeFi), one of the most promising frontiers is decentralized credit and underwriting. As traditional finance often fails to serve billions of underbanked individuals, especially in emerging markets, DeFi is rapidly stepping in with innovative models that bring credit scoring and lending on-chain, without relying on traditional intermediaries or extensive collateral. The Problem: Collateral and Credit Access in Emerging Markets In many developing nations, access to credit is hindered by the absence of formal financial records, credit history, and the requirement for physical collateral. This excludes a large portion of the population from traditional lending institutions. Even microfinance, while impactful, often comes with high interest rates and administrative overhead. The result? A global credit gap exists where small entrepreneurs, farmer...

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Reason to trust Strict editorial policy that focuses on accuracy, relevance, and impartiality Created by industry experts and meticulously reviewed The highest standards in reporting and publishing How Our News is Made Strict editorial policy that focuses on accuracy, relevance, and impartiality Ad discliamer ...

The US president, Donald Trump, is now working on a different agenda. As the president worked up measures to bolster the US economy via a stringent tariff policy, he is now on the path towards introducing another groundbreaking economic element. This element is packaged in the form of a comprehensive economic bill, dubbed as “one big beautiful bill” by the president himself. The bill included comprehensive budget details, including cuts to Medicaid and SNAP benefits and an increased defense budget. However, this bill also poses a threat to the US debt ceiling and may end up boosting the debt by nearly $5 trillion. This measure has divided the banks and associations, with some calling this bill a boon, while others are labeling it as unsustainable and messy. Also Read: Fed Chair Powell: Banks are Free to Engage in Crypto Activities Banks That Support This Bill Source: Watcher.Guru Trump’s Big Beautiful Bill has started to divide the banking entities already, with major banks ...